These Terms and Conditions govern the access and use of the Ardit mobile application (hereinafter, «the App»). By downloading, installing, or using the App, you (hereinafter, «the User») accept these terms in full and without reservation.

1. Acceptance of Terms

Accessing the App constitutes User status and implies acceptance of all clauses detailed herein. If the User disagrees with any part of these terms, they must refrain from using the App and proceed to remove it from their device.

2. Service Description

The App is a personal finance management tool that allows manual transaction logging, multi-currency management, expense/income categorization, and statistical chart visualization.

• Data Accuracy: Data shown by the App, especially calculation results and graphic visualizations, may be subject to errors. The User acknowledges that it is their sole responsibility to always verify the accuracy of such information.
• Important Notice: The App is not a banking, financial, or investment advisory service. The App is for informational and personal organization purposes only. Economic decisions made by the User are their sole responsibility.
• Eligibility: The Service is available to users aged 13 or older. By using the App, you warrant that you meet this requirement and will use the App exclusively for personal and non-commercial purposes.

3. User Responsibility

The User agrees to:

• Information Accuracy: The User is solely responsible for ensuring that manually entered data is exact and precise. The correct functioning of the App’s calculations and visualizations directly depends on the quality of the information provided by the User.
• Security: Maintain the security of their mobile device (passwords, biometrics). The App is not responsible for unauthorized access due to User negligence.
• Legal Use: Not to use the App for illegal or fraudulent purposes or those that infringe upon the rights of third parties.

4. Intellectual Property

All App content, including but not limited to: codes, logos, visual designs (UI/UX), icons, graphics, and texts, are the exclusive property of the App.

• License: A limited, personal, non-commercial, and revocable license is granted.
• Restrictions: It is strictly prohibited to copy, reproduce, perform «scraping» (automated data extraction), sell, distribute, or attempt to discover the source code through reverse engineering.
• Ownership of Correspondence: Any suggestions or feedback sent to ardit.hello@gmail.com or any other communication channel with the App will become property of the App, granting us the right to use it to improve the service without any compensation.

5. Payments, Subscriptions, and Premium Features

The App may offer additional paid features (hereinafter, «Premium Services» or «Premium Features»).

• Feature Evolution: The App reserves the right to modify, update, or withdraw features—both free and Premium—at any time. This includes the possibility that previously free features may become part of the Premium Services in future versions. Significant changes will be communicated through the App.
• Processing: Payments are managed exclusively through official stores (Google Play Store or Apple App Store). The App does not store credit card data.
• Subscriptions: If the User opts for a subscription, it will automatically renew at the end of each period unless canceled through the corresponding store settings.
• Prices: We reserve the right to modify fees at any time. Price changes for active subscriptions will be notified with sufficient notice.
• Refunds: Refund requests are governed by store policies (Google/Apple). The App does not guarantee direct refunds.
• Payment Failure: Non-payment or cancellation will result in the immediate loss of access to the associated Premium features.

6. Limitation of Liability

• Local Storage: The App operates via local storage. The User acknowledges that loss of the device, data deletion, or uninstalling the app without a prior backup will result in the irreversible loss of their data. The App does not offer its own data recovery services.
• Availability: The App is provided «as is». We do not guarantee that the service will be uninterrupted or free of technical errors.
• Indirect Damages: Under no circumstances shall the App be liable for indirect, incidental damages, or loss of profit derived from the use or inability to use the App.

7. Third-Party Services

The App reserves the right to use external services for advertising and analytics/diagnostics. The User acknowledges that the use of these functions is also subject to the terms and conditions of such external providers.

8. Modifications

We reserve the right to modify the App or these terms at any time. Significant modifications will be communicated through a notice within the App. Continued use after changes implies acceptance.

9. Suspension and Termination

The App reserves the right to withdraw support or cease publication in official stores at any time, without generating any right to compensation for the User, except for refund policies applied by app stores in the case of paid subscriptions.

10. Conflict Resolution and Binding Arbitration

• Informal Resolution: Before any legal action, parties will attempt to resolve disputes informally via email.
• Binding Arbitration: If no agreement is reached within 30 days, any dispute will be resolved through binding arbitration, with the User expressly waiving jury trials or class actions.

11. Governing Law and Jurisdiction

These terms are governed by the laws of the Kingdom of Spain. For any controversy derived from the use of the App, the parties submit to the jurisdiction of the competent courts of the city of Barcelona.